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Feb 28, 2020

Introducing COINQVEST. Enterprise Cryptocurrency Payment Processing. Clean. Convenient. The Future, Now

Cryptocurrencies have taken over the collective mindset of the financial industry. As the popularity of cryptos spreads to main street, innovative companies are finding more and more ways to utilize this new class of currency. COINQVEST is here to help you join the trend and get paid online. Securely, reliably, and fast.

Introducing COINQVEST. Enterprise Cryptocurrency Payment Processing. Clean. Convenient. The Future, Now

Since the rise of the internet to the world, online payment methods have gone largely unchanged. Banks, credit card companies, and traditional payment gateways leveraged their pre-internet incumbency to maintain dominance. With the industry full of barriers to entry such as high costs and red tape, they were in the driver's seat. While the internet provided an infrastructure to move information around the globe in milliseconds, transfer of value remained inefficient. Sensitive centralized payment information was extremely vulnerable, fees were high, and settlement times remained slow. This is still the scene in mid-2019.

A quick look at credit card payment processor choices and the complexity of fees will make your head spin; companies often charge upwards of 2-3.5% plus markup per transaction, with the actual amount depending on various factors. It can also take up to a month for funds to be released.

According to the fee schedule on PayPal, one of the largest online payment gateways, charges start at 2.9% of the transaction, plus a base fee (varies depending on currency) for online transactions in the US. For countries outside of the US, it jumps to 4.4%, plus base fee. For the money to reach your account, it could take anywhere from a few days to a few weeks. COINQVEST’s founders saw a market ripe for disruption.

COINQVEST was developed as a response to these outdated modes of online payment. Imagine a world where your customer, residing virtually anywhere on the globe, purchases your product or service from your website, confirms payment, and within seconds, the currency is deposited into your account. There are no chargebacks and fees range between 0 and 1%, letting you keep more of the money you've earned. COINQVEST modernizes and empowers your business by accepting cryptocurrencies, keeping you competitive in this rapidly changing marketplace. Programmable cross-blockchain settlement has just become reality.


Running a business can be challenging. COINQVEST piggybacks on the Stellar Consensus Protocol (SCP) to provide you quick and safe receipt of cryptocurrencies. We are dedicated to our product as much as you are to yours. Our merchant-based API is innovative and continually improving. For non-developers, our hosted checkout is simple and functional, a powerful addition to your business toolkit. Set it and forget it. Processing is secure and automatic, complete with beautifully designed back-end analytics like invoicing and history to serve your business needs. The typical lag between payment and deposit is mere seconds.

COINQVEST’s flexibility is one of its strengths, and the platform is easily added to your payment flow. For developers, our dynamic merchant API gives you control to customize the service to suit your specific needs. If coding is a foreign language to you, add our easy-to-use hosted checkout to your business’ checkout page.

Once arranged, your enterprise is now capable of accepting major cryptocurrencies (BTC, LTC, ETH, XRP, XLM) in addition to your existing payment options. When a customer makes a purchase on your site via our service, there are few things that happen.

  1. Your customer is presented with a choice of cryptocurrency payment options, e.g. BTC, ETH, XLM, LTC or XRP.
  2. COINQVEST monitors the target deposit address on the selected blockchain and writes the transaction to the Stellar Ledger upon completion.
  3. Received funds are (optionally) converted into the settlement currency of your choice (e.g. USD or your preferred cryptocurrency) on the Stellar Network.
  4. Funds are deposited in your account and instantly ready for withdrawal. We provide super fast settlement times, and to keep track of your finances, the dashboard presents you with customer and accounting/ bookkeeping analytics to help run your business. Organized and easy to read books make it simple to keep track of your financial status.

COINQVEST’s Technology

Under the hood, COINQVEST is backed by the SCP. Stellar makes possible the future we all imagined with the internet. It’s peer-based blockchain connecting banks, businesses, and people. This network enables COINQVEST’s platform and all transactions to be secure, lightning quick, and indelible.

With COINQVEST’s developer-friendly HTTP Rest API, transactions are written to the SCP ledger, routed through our network, converted to your selected fiat (or crypto) currency, and deposited in your account. These processes happen instantly and automatically, virtually eliminating currency fluctuation risk. All involved parties can count on accurate and successful settlements. 


You want to spend your time crafting the best product or service for your customers. You shouldn't need to worry if payment was received by your bank or about high fees. Neither should you fret over losing cryptocurrency consumers. COINQVEST’s meticulously designed platform takes care of these issues. You mind your business.

 COINQVEST is the streamlined enterprise cryptocurrency payment gateway and API. Our dynamic platform offers seamless programmable cross-blockchain transactions with security and speed. All the time, wherever your customer is.

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Randall Wong
Randall Wong Head of Content