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How to create a Stellar wallet?

Whalestack comes with a built-in custodial account for merchants. Your funds are secured in our encrypted environment with multi-sig enabled on our hot-wallet to protect your funds and minimize the risk of theft and other types of incidents.

Nevertheless you might wish to automatically withdraw your funds and store them in a wallet that is entirely controlled by you with governance over the private key. This way you are solely responsible and in charge of the security of your funds.

Below is a list of Stellar wallets for your consideration. We do not endorse any of them and ask you to do your own research on the reliability and reputation of each wallet provider. Generally it is considered safest to store your private key on a hardware wallet, such as the Ledger Nano S.

Creating an Account Programmatically

Albeit outside of the scope of this document it is easy to create a Stellar account programmatically and obtain control of the private key. This is a good starting point if you are a developer and wish to create your own wallet.

Stellar Account Viewer

The Stellar Account Viewer is a browser based wallet provided by the Stellar Development Foundation (SDF). It provides a simple front-end interface and the easiest way to create a Stellar account. Unfortunately the account viewer only supports Stellar Lumens (XLM). If you wish to store other assets, please consider one of the other options below.

Stellar Account Viewer

Stellar Account Viewer and Ledger Nano S

If you are in possession of a Ledger Nano S, the account viewer provides access to your account without ever exposing your private key. This feature is available on Chrome, Brave, Opera (and any Chromium based browser). To use it, simply install the Stellar app from Ledger and enable browser support in the app settings.


Keybase is a tool to secure groups, files, and chat and Stellar assets for everyone. Albeit mainly an end-to-end encrypted chat and file sharing application, Keybase provides a wallet to securely store and manage your funds. It supports multiple assets, conversion and path payments. If your data is in the cloud, it should be encrypted. If you're putting people together, give Keybase a try.



LOBSTR is available as a web app and also has native Android and iOS apps. Lobstr is a smart and secure way to send and receive Lumens. It’s clean design and helpful features like email notifications simplify the whole experience and make Lobstr one of the most user friendly wallets.


Solar Wallet

Solar is a secure, open-source, and 100% free Stellar wallet featuring multi-signature accounts, asset management, and more. It enables multi-signature authorization for enterprise-grade security in just a few clicks. The code is published under the GPL license so anybody can audit.

Solar Wallet

Exodus Wallet for Stellar Lumens

Exodus is a generic wallet that supports a wide range of cryptocurrencies. We use it internally for testing. Exodus Desktop gives you a way to secure, manage, and exchange your cryptocurrency in one beautiful application.

Exodus Wallet for Stellar Lumens

Other Wallets

The Stellar Development Foundation (SDF) maintains and updates a list of available Stellar wallets here.

Last Update: Oct 2, 2023

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